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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,624 | $65,027+168.5% | $90,970+92.0% | $79,852+118.7% |
| Participation rate | 85.7% | 61.6%+24.1pp | 69.0%+16.7pp | 69.6%+16.1pp |
| Annual return | 9.27% | 30.45%-21.2pp | 134.58%-125.3pp | 31.72%-22.4pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,945 | $2,512-22.6% | $3,373-42.3% | $3,740-48.0% |
| Admin fee / account holder | $25,427 | $4,535+460.6% | $5,960+326.6% | $5,306+379.2% |