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| Provider | Service type | Compensation |
|---|---|---|
MERCER2+ years Filed as: MERCER HR SERVICES, LLC Service code 15 INVESTORS WAY · NORWOOD, MA 020621584 | Recordkeeping | $46,925 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE, INC Service code 33 · EIN 47-0533629 | Securities brokerage; Direct payment ... | $1,025 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,555 | $80,211+27.9% | $74,184+38.2% | $63,975+60.3% |
| Participation rate | 99.1% | 84.2%+14.9pp | 76.6%+22.4pp | 71.1%+27.9pp |
| Annual return | 9.29% | 14.13%-4.8pp | 17.74%-8.4pp | 48.65%-39.4pp |
| Employer contribution / active EE | $7,326 | $2,553+186.9% | $2,370+209.1% | $2,182+235.8% |
| Participant deferral / active EE | $6,158 | $4,370+40.9% | $3,550+73.5% | $3,356+83.5% |
| Admin fee / account holder | $7 | $67-90.2% | $5,586-99.9% | $70-90.7% |