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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,662 | $87,060-34.9% | $105,591-46.3% | $80,911-30.0% |
| Participation rate | 80.0% | 70.4%+9.6pp | 75.3%+4.7pp | 67.6%+12.4pp |
| Annual return | 15.25% | 17.05%-1.8pp | 116.43%-101.2pp | 35.63%-20.4pp |
| Employer contribution / active EE | $835 | $2,396-65.1% | $3,166-73.6% | $2,756-69.7% |
| Participant deferral / active EE | $2,787 | $3,986-30.1% | $5,008-44.3% | $4,297-35.1% |
| Admin fee / account holder | $854 | $8,442-89.9% | $11,024-92.2% | $6,935-87.7% |