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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,294 | $65,555-21.8% | $86,216-40.5% | $75,173-31.8% |
| Participation rate | 50.0% | 60.5%-10.5pp | 69.0%-19.0pp | 67.2%-17.2pp |
| Annual return | 16.57% | 46.07%-29.5pp | 1169.42%-1152.8pp | 160.72%-144.2pp |
| Employer contribution / active EE | $599 | $1,553-61.4% | $2,382-74.9% | $2,671-77.6% |
| Participant deferral / active EE | $1,587 | $3,023-47.5% | $3,986-60.2% | $4,126-61.5% |
| Admin fee / account holder | $6,361 | $5,469+16.3% | $6,853-7.2% | $5,651+12.6% |