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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,438 | $197,637-80.6% | $177,848-78.4% | $158,982-75.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 14.45% | 58.77%-44.3pp | 48.33%-33.9pp | 302.99%-288.5pp |
| Employer contribution / active EE | $4,850 | $6,698-27.6% | $5,919-18.1% | $4,763+1.8% |
| Participant deferral / active EE | $2,827 | $8,405-66.4% | $7,714-63.4% | $5,983-52.8% |
| Admin fee / account holder | $365 | $15,406-97.6% | $12,431-97.1% | $11,252-96.8% |