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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,827 | $48,050+47.4% | $85,969-17.6% | $59,632+18.8% |
| Participation rate | 100.0% | 64.5%+35.5pp | 76.5%+23.5pp | 68.7%+31.3pp |
| Annual return | -4.92% | 0.29%-5.2pp | 9.32%-14.2pp | 2041.32%-2046.2pp |
| Employer contribution / active EE | $9,023 | $1,640+450.3% | $3,474+159.7% | $2,203+309.6% |
| Participant deferral / active EE | $2,388 | $2,249+6.2% | $3,829-37.6% | $3,192-25.2% |
| Admin fee / account holder | $1,043 | $3,206-67.5% | $6,053-82.8% | $4,297-75.7% |