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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,584 | $100,970-34.1% | $96,576-31.1% | $137,256-51.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 13.89% | 38.16%-24.3pp | 38.47%-24.6pp | 220.34%-206.5pp |
| Employer contribution / active EE | $996 | $3,809-73.8% | $3,553-72.0% | $4,156-76.0% |
| Participant deferral / active EE | $3,126 | $8,286-62.3% | $7,956-60.7% | $6,407-51.2% |
| Admin fee / account holder | $3,530 | $11,312-68.8% | $11,381-69.0% | $12,270-71.2% |