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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,785 | $56,197-34.5% | $67,652-45.6% | $59,633-38.3% |
| Participation rate | 72.4% | 71.5%+0.9pp | 75.7%-3.3pp | 68.7%+3.7pp |
| Annual return | -2.68% | 18508.10%-18510.8pp | 6625.40%-6628.1pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,621 | $1,615+0.4% | $2,266-28.4% | $2,203-26.4% |
| Participant deferral / active EE | $2,210 | $2,844-22.3% | $3,560-37.9% | $3,192-30.8% |
| Admin fee / account holder | $16,375 | $3,958+313.7% | $4,821+239.7% | $4,297+281.1% |