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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,693 | $97,550+1.2% | $120,344-18.0% | $87,485+12.8% |
| Participation rate | 76.7% | 72.8%+3.8pp | 76.7%0pp | 68.9%+7.7pp |
| Annual return | 12.12% | 18.41%-6.3pp | 20.30%-8.2pp | 26.06%-13.9pp |
| Employer contribution / active EE | $2,269 | $2,291-0.9% | $3,020-24.9% | $2,596-12.6% |
| Participant deferral / active EE | $2,989 | $4,230-29.3% | $5,135-41.8% | $4,274-30.1% |
| Admin fee / account holder | $758 | $9,543-92.1% | $12,742-94.1% | $7,775-90.3% |