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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,629 | $136,860+3.5% | $120,344+17.7% | $154,746-8.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 17.77% | 21.38%-3.6pp | 20.30%-2.5pp | 172.34%-154.6pp |
| Employer contribution / active EE | $9,851 | $3,533+178.8% | $3,020+226.2% | $4,379+125.0% |
| Participant deferral / active EE | $9,511 | $5,793+64.2% | $5,135+85.2% | $6,730+41.3% |
| Admin fee / account holder | $4,898 | $15,393-68.2% | $12,742-61.6% | $14,365-65.9% |