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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,982 | $117,829-7.5% | $102,423+6.4% | $145,877-25.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.85% | 31.83%-19.0pp | 29.42%-16.6pp | 551.28%-538.4pp |
| Employer contribution / active EE | $10,072 | $3,615+178.7% | $3,023+233.2% | $4,663+116.0% |
| Participant deferral / active EE | $10,205 | $5,732+78.0% | $5,054+101.9% | $6,691+52.5% |
| Admin fee / account holder | $2,679 | $13,335-79.9% | $9,455-71.7% | $13,402-80.0% |