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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,093 | $95,895-51.9% | $79,576-42.1% | $134,509-65.7% |
| Participation rate | 45.5% | 75.0%-29.6pp | 69.5%-24.0pp | 81.2%-35.8pp |
| Annual return | -6.19% | -2.72%-3.5pp | 0.15%-6.3pp | 418.13%-424.3pp |
| Employer contribution / active EE | $709 | $3,128-77.3% | $2,413-70.6% | $4,741-85.0% |
| Participant deferral / active EE | $2,812 | $4,693-40.1% | $3,985-29.4% | $6,400-56.1% |
| Admin fee / account holder | $375 | $9,129-95.9% | $6,834-94.5% | $11,427-96.7% |