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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,324 | $103,387-32.9% | $87,102-20.4% | $152,885-54.7% |
| Participation rate | 94.1% | 79.4%+14.8pp | 76.9%+17.2pp | 82.5%+11.7pp |
| Annual return | 2.67% | 28.10%-25.4pp | 28.19%-25.5pp | 345.39%-342.7pp |
| Employer contribution / active EE | $4,075 | $3,221+26.5% | $2,521+61.6% | $4,763-14.5% |
| Participant deferral / active EE | $6,739 | $4,778+41.0% | $4,048+66.5% | $5,851+15.2% |
| Admin fee / account holder | $17,603 | $12,193+44.4% | $7,491+135.0% | $11,598+51.8% |