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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,527 | $51,638-56.4% | $129,406-82.6% | $80,959-72.2% |
| Participation rate | 46.9% | 56.9%-10.1pp | 69.6%-22.8pp | 67.7%-20.8pp |
| Annual return | 19.30% | 20.78%-1.5pp | 9468.18%-9448.9pp | 35.67%-16.4pp |
| Employer contribution / active EE | $1,191 | $1,584-24.8% | $4,155-71.3% | $2,757-56.8% |
| Participant deferral / active EE | $2,582 | $2,670-3.3% | $4,167-38.0% | $4,300-40.0% |
| Admin fee / account holder | $3,708 | $4,313-14.0% | $7,689-51.8% | $6,925-46.5% |