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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,754 | $67,411+39.1% | $91,004+3.0% | $70,126+33.7% |
| Participation rate | 100.0% | 71.4%+28.6pp | 75.6%+24.4pp | 69.5%+30.5pp |
| Annual return | 15.34% | -40.16%+55.5pp | 4.60%+10.7pp | 73.15%-57.8pp |
| Employer contribution / active EE | $4,213 | $1,786+135.9% | $2,456+71.5% | $2,343+79.8% |
| Participant deferral / active EE | $4,791 | $2,823+69.7% | $3,548+35.0% | $3,332+43.8% |
| Admin fee / account holder | $1,647 | $4,236-61.1% | $5,417-69.6% | $4,645-64.5% |