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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,295 | $58,828+50.1% | $78,002+13.2% | $62,881+40.4% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 9.89% | 17.16%-7.3pp | 425.99%-416.1pp | 20.14%-10.2pp |
| Employer contribution / active EE | $3,829 | $1,672+129.0% | $2,470+55.0% | $2,281+67.8% |
| Participant deferral / active EE | $4,363 | $2,686+62.5% | $3,497+24.8% | $3,203+36.2% |
| Admin fee / account holder | $1,497 | $4,393-65.9% | $5,481-72.7% | $4,296-65.1% |