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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,348 | $72,177-10.8% | $115,037-44.1% | $59,632+7.9% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -10.39% | 12.02%-22.4pp | 26.14%-36.5pp | 2041.32%-2051.7pp |
| Employer contribution / active EE | $5,105 | $2,841+79.7% | $4,608+10.8% | $2,203+131.8% |
| Participant deferral / active EE | $4,200 | $4,783-12.2% | $6,026-30.3% | $3,192+31.6% |
| Admin fee / account holder | $1,488 | $4,927-69.8% | $8,175-81.8% | $4,297-65.4% |