Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,485 | $55,713+6.8% | $75,894-21.6% | $72,983-18.5% |
| Participation rate | 46.2% | 61.1%-15.0pp | 69.3%-23.1pp | 69.5%-23.3pp |
| Annual return | 19.48% | 27.60%-8.1pp | 30.76%-11.3pp | 81.01%-61.5pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,135 | $2,634-19.0% | $3,603-40.8% | $3,608-40.8% |
| Admin fee / account holder | $12,318 | $3,980+209.5% | $5,420+127.3% | $5,124+140.4% |