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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,132 | $88,583+48.0% | $88,497+48.2% | $273,972-52.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.4%+17.6pp | 83.0%+17.0pp |
| Annual return | 10.60% | 5.68%+4.9pp | 7.63%+3.0pp | 41.46%-30.9pp |
| Employer contribution / active EE | $5,028 | $4,502+11.7% | $4,036+24.6% | $4,869+3.3% |
| Participant deferral / active EE | $5,572 | $4,891+13.9% | $4,899+13.7% | $5,287+5.4% |
| Admin fee / account holder | $756 | $8,980-91.6% | $6,220-87.8% | $10,133-92.5% |