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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,530 | $65,367+3.3% | $92,915-27.3% | $72,976-7.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 20.63% | 42.11%-21.5pp | 109.45%-88.8pp | 81.02%-60.4pp |
| Employer contribution / active EE | $11,400 | $2,594+339.5% | $3,653+212.0% | $2,440+367.2% |
| Participant deferral / active EE | $0 | $3,128-100.0% | $4,238-100.0% | $3,608-100.0% |
| Admin fee / account holder | $4,263 | $4,251+0.3% | $5,796-26.5% | $5,124-16.8% |