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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,944 | $57,352-19.9% | $83,831-45.2% | $64,173-28.4% |
| Participation rate | 83.7% | 68.6%+15.1pp | 76.1%+7.5pp | 69.6%+14.1pp |
| Annual return | -6.97% | 11.38%-18.4pp | 850.99%-858.0pp | 7.63%-14.6pp |
| Employer contribution / active EE | $6,216 | $2,546+144.2% | $3,631+71.2% | $2,381+161.1% |
| Participant deferral / active EE | $0 | $2,993-100.0% | $4,082-100.0% | $3,470-100.0% |
| Admin fee / account holder | $7,619 | $4,046+88.3% | $5,479+39.1% | $4,887+55.9% |