Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3+ years Filed as: CAPITAL BANK AND TRUST Service code 64 · EIN 95-6817943 PO BOX 6040 · INDIANOPOLIS, IN 462066040 | Recordkeeping Fees | $375 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,431 | $64,909-26.9% | $82,313-42.4% | $62,293-23.9% |
| Participation rate | 55.0% | 74.9%-19.9pp | 76.9%-21.9pp | 69.5%-14.5pp |
| Annual return | 20.50% | 21.18%-0.7pp | 25.88%-5.4pp | 28.90%-8.4pp |
| Employer contribution / active EE | $741 | $1,676-55.8% | $2,428-69.5% | $2,042-63.7% |
| Participant deferral / active EE | $2,016 | $3,103-35.0% | $3,706-45.6% | $3,169-36.4% |
| Admin fee / account holder | $4 | $440-99.1% | $5,608-99.9% | $479-99.2% |