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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,615 | $67,602+78.4% | $82,312+46.5% | $70,126+72.0% |
| Participation rate | 74.2% | 72.8%+1.4pp | 76.9%-2.7pp | 69.5%+4.7pp |
| Annual return | 17.79% | 21.57%-3.8pp | 25.88%-8.1pp | 73.15%-55.4pp |
| Employer contribution / active EE | $433 | $1,755-75.3% | $2,428-82.2% | $2,343-81.5% |
| Participant deferral / active EE | $3,584 | $2,987+20.0% | $3,706-3.3% | $3,332+7.6% |
| Admin fee / account holder | $1,621 | $4,512-64.1% | $5,608-71.1% | $4,645-65.1% |