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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,204 | $94,436-55.3% | $115,599-63.5% | $82,637-48.9% |
| Participation rate | 95.5% | 70.4%+25.0pp | 74.3%+21.2pp | 68.1%+27.4pp |
| Annual return | 0.97% | 18.37%-17.4pp | 111.10%-110.1pp | 53.51%-52.5pp |
| Employer contribution / active EE | $902 | $2,324-61.2% | $2,955-69.5% | $2,552-64.7% |
| Participant deferral / active EE | $2,691 | $3,955-32.0% | $4,889-45.0% | $4,126-34.8% |
| Admin fee / account holder | $9,777 | $10,328-5.3% | $12,841-23.9% | $7,339+33.2% |