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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,929 | $121,656-9.6% | $104,614+5.1% | $158,950-30.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 13.80% | 465.51%-451.7pp | 340.56%-326.8pp | 302.91%-289.1pp |
| Employer contribution / active EE | $5,042 | $3,164+59.3% | $2,681+88.1% | $4,762+5.9% |
| Participant deferral / active EE | $6,068 | $4,177+45.2% | $3,739+62.3% | $5,983+1.4% |
| Admin fee / account holder | $1,700 | $7,775-78.1% | $6,464-73.7% | $11,248-84.9% |