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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,929 | $121,701-9.7% | $104,639+5.1% | $158,982-30.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 13.80% | 465.72%-451.9pp | 340.67%-326.9pp | 302.99%-289.2pp |
| Employer contribution / active EE | $5,042 | $3,165+59.3% | $2,682+88.0% | $4,763+5.9% |
| Participant deferral / active EE | $6,068 | $4,176+45.3% | $3,738+62.3% | $5,983+1.4% |
| Admin fee / account holder | $1,700 | $7,778-78.1% | $6,465-73.7% | $11,252-84.9% |