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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,695 | $65,041+167.1% | $90,965+90.9% | $79,858+117.5% |
| Participation rate | 76.5% | 61.6%+14.9pp | 69.0%+7.5pp | 69.6%+6.8pp |
| Annual return | 8.64% | 30.45%-21.8pp | 134.57%-125.9pp | 31.72%-23.1pp |
| Employer contribution / active EE | $1,839 | $1,247+47.5% | $2,122-13.3% | $2,471-25.6% |
| Participant deferral / active EE | $4,414 | $2,512+75.7% | $3,373+30.9% | $3,740+18.0% |
| Admin fee / account holder | $50,884 | $4,536+1021.8% | $5,960+753.8% | $5,306+859.0% |