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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,933 | $144,130+288.5% | $117,861+375.1% | $147,586+279.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 11.30% | 531.20%-519.9pp | 335.11%-323.8pp | 578.59%-567.3pp |
| Employer contribution / active EE | $7,414 | $4,897+51.4% | $3,786+95.8% | $4,876+52.0% |
| Participant deferral / active EE | $9,600 | $5,316+80.6% | $4,482+114.2% | $5,439+76.5% |
| Admin fee / account holder | $31,339 | $10,887+187.9% | $8,021+290.7% | $10,886+187.9% |