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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,993 | $65,034+35.3% | $90,970-3.3% | $79,856+10.2% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 2.20% | 30.45%-28.2pp | 134.60%-132.4pp | 31.71%-29.5pp |
| Employer contribution / active EE | $2,180 | $1,247+74.7% | $2,122+2.7% | $2,471-11.8% |
| Participant deferral / active EE | $3,660 | $2,512+45.7% | $3,373+8.5% | $3,741-2.2% |
| Admin fee / account holder | $1,454 | $4,536-67.9% | $5,961-75.6% | $5,306-72.6% |