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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,858 | $54,541+31.7% | $78,778-8.8% | $70,126+2.5% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 17.36% | 21.07%-3.7pp | 35.62%-18.3pp | 73.15%-55.8pp |
| Employer contribution / active EE | $2,130 | $1,089+95.6% | $1,986+7.3% | $2,343-9.1% |
| Participant deferral / active EE | $3,049 | $2,210+38.0% | $2,958+3.1% | $3,332-8.5% |
| Admin fee / account holder | $1,389 | $3,709-62.6% | $5,134-73.0% | $4,645-70.1% |