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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,909 | $71,057+103.9% | $93,654+54.7% | $80,874+79.2% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 8.50% | 11.26%-2.8pp | 133.34%-124.8pp | 35.62%-27.1pp |
| Employer contribution / active EE | $4,008 | $1,564+156.3% | $2,421+65.6% | $2,756+45.5% |
| Participant deferral / active EE | $4,138 | $4,034+2.6% | $4,413-6.2% | $4,297-3.7% |
| Admin fee / account holder | $3,692 | $6,944-46.8% | $8,282-55.4% | $6,935-46.8% |