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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,909 | $71,230+103.4% | $93,727+54.6% | $80,959+79.0% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 8.50% | 11.26%-2.8pp | 133.83%-125.3pp | 35.67%-27.2pp |
| Employer contribution / active EE | $4,008 | $1,565+156.1% | $2,421+65.5% | $2,757+45.4% |
| Participant deferral / active EE | $4,138 | $4,037+2.5% | $4,417-6.3% | $4,300-3.8% |
| Admin fee / account holder | $3,692 | $6,961-47.0% | $8,292-55.5% | $6,925-46.7% |