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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,932 | $106,524+13.5% | $152,301-20.6% | $87,485+38.2% |
| Participation rate | 95.2% | 75.8%+19.5pp | 82.4%+12.8pp | 68.9%+26.3pp |
| Annual return | 7.90% | 26.89%-19.0pp | 80.50%-72.6pp | 26.06%-18.2pp |
| Employer contribution / active EE | $1,620 | $3,371-52.0% | $4,624-65.0% | $2,596-37.6% |
| Participant deferral / active EE | $8,074 | $6,525+23.7% | $8,004+0.9% | $4,274+88.9% |
| Admin fee / account holder | $13,053 | $8,287+57.5% | $14,398-9.3% | $7,775+67.9% |