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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,515 | $93,598+25.6% | $135,974-13.6% | $75,173+56.3% |
| Participation rate | 92.9% | 75.2%+17.7pp | 81.9%+10.9pp | 67.2%+25.7pp |
| Annual return | 0.95% | 30.89%-29.9pp | 68.30%-67.4pp | 160.72%-159.8pp |
| Employer contribution / active EE | $1,992 | $3,538-43.7% | $4,859-59.0% | $2,671-25.4% |
| Participant deferral / active EE | $7,812 | $6,405+22.0% | $7,760+0.7% | $4,126+89.3% |
| Admin fee / account holder | $1,701 | $6,978-75.6% | $10,767-84.2% | $5,651-69.9% |