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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,447 |
DEFINITI LLC4 years Service code 13 · EIN 85-0833363 | Contract Administrator | $22,661 |
LPL FINANCIAL2 years Filed as: LPL FINANCIAL LLC Service code 55 PO BX 509026 · SAN DIEGO, CA 921509026 | Other Commissions | $22,403 |
Filed as: RUZOMBERKA HOLLAND RENK SMITH INC Service code 10 1606 CARMODY CT. · SEWICKLEY, PA 15143 | Accounting | $11,000 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,431 |
Service code 99 6300 BRIDGE POINT PKWY BLDG 1 · AUSTIN, TX 787305097 | Other Fees | $2,004 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,426 | $45,343+75.2% | $150,298-47.2% | $67,986+16.8% |
| Participation rate | 99.1% | 51.9%+47.3pp | 77.8%+21.4pp | 57.2%+41.9pp |
| Annual return | 14.24% | 33.28%-19.0pp | 62.79%-48.5pp | 31.67%-17.4pp |
| Employer contribution / active EE | $1,270 | $1,462-13.1% | $4,154-69.4% | $2,019-37.1% |
| Participant deferral / active EE | $3,040 | $2,055+48.0% | $5,453-44.2% | $3,358-9.5% |
| Admin fee / account holder | $536 | $2,250-76.2% | $14,116-96.2% | $3,203-83.3% |