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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $33,636 |
DEFINITI LLC3 years Service code 13 · EIN 85-0833363 | Contract Administrator | $23,508 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 55 PO BX 509026 · SAN DIEGO, CA 921509026 | Other Commissions | $16,466 |
Filed as: RUZOMBERKA HOLLAND RENK SMITH INC Service code 10 1606 CARMODY CT. · SEWICKLEY, PA 15143 | Accounting | $11,250 |
CETERA ADVISOR NETWORKS LLC3 years Service code 55 · EIN 95-3845682 2301 ROSECRANS AVE · EL SEGUNDO, CA 90245 | Other Commissions | $7,435 |
Service code 99 6300 BRIDGE POINT PKWY BLDG 1 · AUSTIN, TX 787305097 | Other Fees | $2,146 |
Filed as: EMPOWER ADVISORY GROUP LLC Service code 28 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,761 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,301 | $55,470+32.1% | $155,556-52.9% | $74,478-1.6% |
| Participation rate | 95.0% | 61.9%+33.1pp | 78.2%+16.8pp | 67.2%+27.8pp |
| Annual return | 12.23% | 269.80%-257.6pp | 64.84%-52.6pp | 1370.56%-1358.3pp |
| Employer contribution / active EE | $1,234 | $2,267-45.5% | $4,675-73.6% | $2,626-53.0% |
| Participant deferral / active EE | $3,378 | $2,838+19.0% | $5,631-40.0% | $4,350-22.4% |
| Admin fee / account holder | $565 | $1,744-67.6% | $15,885-96.4% | $1,946-70.9% |