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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,394 | $82,674-58.4% | $125,363-72.6% | $68,495-49.8% |
| Participation rate | 51.3% | 75.0%-23.7pp | 82.4%-31.1pp | 67.9%-16.6pp |
| Annual return | -15.83% | -5.97%-9.9pp | 572.15%-588.0pp | -7.84%-8.0pp |
| Employer contribution / active EE | $1,003 | $3,382-70.3% | $4,815-79.2% | $2,596-61.4% |
| Participant deferral / active EE | $3,386 | $6,111-44.6% | $7,447-54.5% | $4,028-15.9% |
| Admin fee / account holder | $7,420 | $6,276+18.2% | $10,005-25.8% | $5,403+37.3% |