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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,832 | $96,361-30.6% | $80,607-17.1% | $139,456-52.1% |
| Participation rate | 55.0% | 73.6%-18.6pp | 67.0%-12.0pp | 80.3%-25.3pp |
| Annual return | 12.82% | 1350.95%-1338.1pp | 936.11%-923.3pp | 373.45%-360.6pp |
| Employer contribution / active EE | $777 | $3,262-76.2% | $2,724-71.5% | $4,753-83.6% |
| Participant deferral / active EE | $2,233 | $5,232-57.3% | $4,448-49.8% | $6,711-66.7% |
| Admin fee / account holder | $58,385 | $6,601+784.5% | $5,379+985.4% | $11,407+411.8% |