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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,724 | $75,962+35.2% | $154,111-33.3% | $64,173+60.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.86% | 30.32%-38.2pp | 735.18%-743.0pp | 7.63%-15.5pp |
| Employer contribution / active EE | $4,465 | $3,350+33.3% | $5,298-15.7% | $2,381+87.6% |
| Participant deferral / active EE | $445 | $3,175-86.0% | $5,081-91.2% | $3,470-87.2% |
| Admin fee / account holder | $6,866 | $5,589+22.8% | $13,411-48.8% | $4,887+40.5% |