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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,480 | $84,236+31.2% | $170,435-35.2% | $70,126+57.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.68% | 23.06%-12.4pp | 205.94%-195.3pp | 73.15%-62.5pp |
| Employer contribution / active EE | $4,487 | $3,387+32.5% | $5,432-17.4% | $2,343+91.6% |
| Participant deferral / active EE | $467 | $3,086-84.9% | $4,939-90.5% | $3,332-86.0% |
| Admin fee / account holder | $7,324 | $5,698+28.5% | $13,881-47.2% | $4,645+57.7% |