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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,060 | $81,358+83.2% | $155,556-4.2% | $80,959+84.1% |
| Participation rate | 98.4% | 66.3%+32.1pp | 78.2%+20.2pp | 67.7%+30.7pp |
| Annual return | 8.30% | 33.39%-25.1pp | 64.84%-56.5pp | 35.67%-27.4pp |
| Employer contribution / active EE | $6,284 | $3,106+102.3% | $4,675+34.4% | $2,757+127.9% |
| Participant deferral / active EE | $1,013 | $3,455-70.7% | $5,631-82.0% | $4,300-76.4% |
| Admin fee / account holder | $7,385 | $7,994-7.6% | $15,885-53.5% | $6,925+6.6% |