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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,060 | $81,233+83.5% | $155,567-4.2% | $80,874+84.3% |
| Participation rate | 98.4% | 66.2%+32.2pp | 78.2%+20.2pp | 67.6%+30.7pp |
| Annual return | 8.30% | 33.33%-25.0pp | 64.74%-56.4pp | 35.62%-27.3pp |
| Employer contribution / active EE | $6,284 | $3,101+102.7% | $4,674+34.5% | $2,756+128.1% |
| Participant deferral / active EE | $1,013 | $3,452-70.7% | $5,628-82.0% | $4,297-76.4% |
| Admin fee / account holder | $7,385 | $7,998-7.7% | $15,916-53.6% | $6,935+6.5% |