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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,149 | $106,864-10.0% | $147,318-34.7% | $82,637+16.4% |
| Participation rate | 76.7% | 75.5%+1.2pp | 82.1%-5.4pp | 68.1%+8.6pp |
| Annual return | 14.92% | 27.49%-12.6pp | 70.43%-55.5pp | 53.51%-38.6pp |
| Employer contribution / active EE | $624 | $3,417-81.7% | $4,593-86.4% | $2,552-75.6% |
| Participant deferral / active EE | $3,760 | $6,496-42.1% | $7,906-52.4% | $4,126-8.9% |
| Admin fee / account holder | $2,783 | $8,415-66.9% | $13,708-79.7% | $7,339-62.1% |