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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,843 | $99,345-87.1% | $84,753-84.8% | $273,972-95.3% |
| Participation rate | 70.0% | 80.7%-10.7pp | 76.6%-6.6pp | 83.0%-13.0pp |
| Annual return | 8.33% | 22.93%-14.6pp | 22.78%-14.5pp | 41.46%-33.1pp |
| Employer contribution / active EE | $1,071 | $4,214-74.6% | $3,574-70.1% | $4,869-78.0% |
| Participant deferral / active EE | $3,279 | $4,270-23.2% | $3,712-11.7% | $5,287-38.0% |
| Admin fee / account holder | $1,066 | $6,645-84.0% | $5,333-80.0% | $10,133-89.5% |