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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,851 | $82,678+3.8% | $125,391-31.5% | $68,490+25.3% |
| Participation rate | 80.6% | 75.1%+5.6pp | 82.4%-1.7pp | 67.9%+12.7pp |
| Annual return | -17.25% | -5.97%-11.3pp | 572.41%-589.7pp | -7.85%-9.4pp |
| Employer contribution / active EE | $2,532 | $3,382-25.1% | $4,816-47.4% | $2,597-2.5% |
| Participant deferral / active EE | $5,132 | $6,111-16.0% | $7,448-31.1% | $4,028+27.4% |
| Admin fee / account holder | $4,735 | $6,277-24.6% | $10,009-52.7% | $5,403-12.4% |