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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,733 | $72,177+25.7% | $115,038-21.1% | $59,633+52.2% |
| Participation rate | 77.2% | 72.6%+4.6pp | 81.4%-4.2pp | 68.7%+8.5pp |
| Annual return | -0.60% | 12.02%-12.6pp | 26.14%-26.7pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $1,984 | $2,841-30.2% | $4,608-56.9% | $2,203-9.9% |
| Participant deferral / active EE | $3,681 | $4,783-23.0% | $6,026-38.9% | $3,192+15.3% |
| Admin fee / account holder | $3,932 | $4,927-20.2% | $8,175-51.9% | $4,297-8.5% |