Retirement plan

THE SECTION 403(B) PROGRAM OF SAE INTERNATIONAL

Name: SAE INTERNATIONAL - THE SECTION 403(B) PROGRAM OF SAE INTERNATIONAL (2016) Form 5500
Creator: SAE INTERNATIONAL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE SECTION 403(B) PROGRAM OF SAE INTERNATIONAL, SAE INTERNATIONAL

SAE INTERNATIONALEIN 25-1494402Plan #005PY 2016

400 COMMONWEALTH DRIVE - WARRENDALE, PA 15096724-776-4841sae.orgLinkedIn201-500 employeesnon-profit organization management

Other plans on this EIN

1 filing

#001Retirement-$51.0M assets

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed July 15, 2019 (most recent of 3 filings on file)

Plan administrator

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400 Commonwealth Drive

Warrendale, PA 15096

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Plans declared (1)

Plan name not on file8 emp

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Total assets (EOY)

$41.4M

+5.6% from 2015

Total participants

378

+4.1% from 2015

Average account balance

$109,842

+0.6% from 2015

Annual return

7.44%

+7.80 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2+ years Filed as: LPL FINANCIAL CORPORATION Service code 13 9785 TOWNE CENTRE DRIVE · SAN DIEGO, CA 95121	Contract Administrator	$94,074
NATIONWIDE2+ years Service code 13 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Contract Administrator	$49,990
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: CAPITAL RETIREMENT PLAN SERVICES Service code 12 · EIN 25-1802421 501 CORPORATE DRIVE · CANONSBURG, PA 15317	Participant loan processing; Claims p...	$19,292
NATIONWIDE2+ years Filed as: NATIONWIDE FINANCIAL Service code 13	Contract Administrator	$2,697

Plan features & details

Pension benefit codes2E2G2K2L2M3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$164K

$727 / participant

Investment mgmt$95K57.8%
Contract admin$50K30.4%
Other / not subdivided$19K11.8%

% of EOY assets

0.397%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BDO USA, LLP
Auditor EIN: 135381590
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$109,842

$75,183+46.1%

$123,894-11.3%

$55,167+99.1%

Participation rate

99.6%

72.8%+26.7pp

81.4%+18.1pp

69.0%+30.6pp

Annual return

7.44%

19.01%-11.6pp

47.52%-40.1pp

169.23%-161.8pp

Employer contribution / active EE

$6,405

$2,823+126.9%

$4,617+38.7%

$1,963+226.4%

Participant deferral / active EE

$6,609

$5,084+30.0%

$5,984+10.4%

$3,054+116.4%

Admin fee / account holder

$436

$663-34.3%

$8,357-94.8%

$504-13.6%

Provider

Service type

Compensation

LPL FINANCIAL2+ years

Filed as: LPL FINANCIAL CORPORATION

Service code 13

9785 TOWNE CENTRE DRIVE · SAN DIEGO, CA 95121

Contract Administrator

$94,074

NATIONWIDE2+ years

Service code 13 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Contract Administrator

$49,990

EPIC RETIREMENT PLAN SERVICES2+ years

Filed as: CAPITAL RETIREMENT PLAN SERVICES

Service code 12 · EIN 25-1802421

501 CORPORATE DRIVE · CANONSBURG, PA 15317

Participant loan processing; Claims p...

$19,292

NATIONWIDE2+ years

Filed as: NATIONWIDE FINANCIAL

Service code 13

Contract Administrator

$2,697

THE SECTION 403(B) PROGRAM OF SAE INTERNATIONAL

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE SECTION 403(B) PROGRAM OF SAE INTERNATIONAL

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion