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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,110 | $85,766-32.2% | $136,298-57.4% | $70,126-17.1% |
| Participation rate | 77.2% | 74.2%+3.1pp | 81.9%-4.7pp | 69.5%+7.7pp |
| Annual return | 15.62% | 31.46%-15.8pp | 5156.27%-5140.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $1,080 | $2,966-63.6% | $4,696-77.0% | $2,343-53.9% |
| Participant deferral / active EE | $3,245 | $5,051-35.8% | $6,247-48.1% | $3,332-2.6% |
| Admin fee / account holder | $2,061 | $5,421-62.0% | $9,244-77.7% | $4,645-55.6% |