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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,425 | $115,903-31.5% | $100,528-21.0% | $158,966-50.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 17.11% | 34.80%-17.7pp | 30.90%-13.8pp | 302.95%-285.8pp |
| Employer contribution / active EE | $2,062 | $4,105-49.8% | $3,419-39.7% | $4,762-56.7% |
| Participant deferral / active EE | $7,640 | $6,677+14.4% | $6,271+21.8% | $5,983+27.7% |
| Admin fee / account holder | $42,139 | $11,000+283.1% | $8,084+421.3% | $11,250+274.6% |