See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INS. CO. OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40,360 |
Filed as: KESTRA INVESTMENT SERVICES, LLC Service code 55 5707 SW PARKWAY · AUSTIN, TX 78735 | Other Commissions | $22,276 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $773 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,515 | $42,353+12.2% | $79,550-40.3% | $64,808-26.7% |
| Participation rate | 45.5% | 64.8%-19.2pp | 69.5%-24.0pp | 71.5%-25.9pp |
| Annual return | -11.94% | -12.24%+0.3pp | 0.16%-12.1pp | 32.82%-44.8pp |
| Employer contribution / active EE | $581 | $1,181-50.8% | $2,413-75.9% | $2,506-76.8% |
| Participant deferral / active EE | $1,034 | $3,170-67.4% | $3,985-74.0% | $4,310-76.0% |
| Admin fee / account holder | $345 | $160+115.9% | $6,832-95.0% | $188+83.5% |