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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,150 | $100,895-51.3% | $90,430-45.6% | $158,950-69.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 24.78% | 1725.54%-1700.8pp | 1293.73%-1268.9pp | 302.91%-278.1pp |
| Employer contribution / active EE | $0 | $3,689-100.0% | $3,262-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,530 | $4,347-18.8% | $3,963-10.9% | $5,983-41.0% |
| Admin fee / account holder | $1,359 | $6,505-79.1% | $5,613-75.8% | $11,248-87.9% |