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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,249 | $99,079-11.9% | $78,002+11.9% | $273,972-68.2% |
| Participation rate | 81.3% | 78.6%+2.7pp | 75.5%+5.7pp | 83.0%-1.8pp |
| Annual return | 7.32% | 217.93%-210.6pp | 425.99%-418.7pp | 41.46%-34.1pp |
| Employer contribution / active EE | $209 | $3,308-93.7% | $2,470-91.5% | $4,869-95.7% |
| Participant deferral / active EE | $2,103 | $4,306-51.2% | $3,497-39.9% | $5,287-60.2% |
| Admin fee / account holder | $7,039 | $8,954-21.4% | $5,481+28.4% | $10,133-30.5% |