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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,789 | $76,551-4.9% | $123,894-41.2% | $62,881+15.8% |
| Participation rate | 81.3% | 73.0%+8.3pp | 81.4%-0.2pp | 69.3%+11.9pp |
| Annual return | 7.11% | 18.68%-11.6pp | 47.52%-40.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $433 | $2,882-85.0% | $4,617-90.6% | $2,281-81.0% |
| Participant deferral / active EE | $3,858 | $4,840-20.3% | $5,984-35.5% | $3,203+20.5% |
| Admin fee / account holder | $9,954 | $4,826+106.3% | $8,357+19.1% | $4,296+131.7% |