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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,345 | $86,940-36.3% | $102,434-46.0% | $80,935-31.6% |
| Participation rate | 90.6% | 72.4%+18.2pp | 76.5%+14.1pp | 67.7%+23.0pp |
| Annual return | 9.79% | 18.89%-9.1pp | 29.46%-19.7pp | 35.66%-25.9pp |
| Employer contribution / active EE | $1,519 | $2,370-35.9% | $3,023-49.8% | $2,757-44.9% |
| Participant deferral / active EE | $3,701 | $4,121-10.2% | $5,055-26.8% | $4,299-13.9% |
| Admin fee / account holder | $6,343 | $8,047-21.2% | $9,462-33.0% | $6,924-8.4% |